Regions Bank has branches and ATMs across the Southeast and Midwest, but the fastest way to find one near you depends on whether you need a staffed branch or just cash access

Regions Bank operates in 16 states, concentrated in the Southeast and Midwest. If you need to deposit a check, open an account, or speak to someone in person, you'll need a branch. If you just need cash, an ATM is faster and available 24/7. The bank's website and mobile app both let you search by location, but they work differently — and knowing which tool to use saves you a trip.

A staffed branch has limited hours (typically 9 a.m. to 5 p.m. weekdays, shorter on Saturday, closed Sunday). An ATM works anytime. If you're looking for a specific service — a cashier's check, a wire transfer, account troubleshooting — you need a branch. If you just need to withdraw or deposit cash, an ATM in the Regions network works just as well and is often closer.

Key Takeaways

  • Regions Bank's website locator and mobile app both show branches and ATMs near your address, but the app updates faster when you move.
  • Branches are staffed during business hours only; ATMs work 24/7 and accept deposits at most locations.
  • Regions operates in 16 states primarily in the Southeast and Midwest, so availability depends on your state.
  • If you're outside a Regions state, you can still withdraw cash at ATMs in partner networks, though fees may explore.

Using the Regions Bank website locator

Go to regions.com and look for "Find a Branch or ATM" in the footer or main navigation. Enter your street address, city, or ZIP code. The search returns a map with both branches (marked with a bank icon) and ATMs (marked with a different icon). Each result shows the address, phone number, hours, and distance from your location.

The website locator is reliable but doesn't update in real time if you move around during the day. If you're traveling or searching from multiple locations, the mobile app is faster because it uses your phone's GPS to update your location automatically.

Using the Regions mobile app

read the Regions Bank mobile app from the Apple App Store or Google Play. Open it and tap the locator icon (usually a map or magnifying glass). The app asks permission to use your location and then shows branches and ATMs sorted by distance from where you are right now.

The app updates as you move, so if you're driving through a city and want to know what's ahead, you can refresh and see new results without typing a new address. You can also filter to show only branches or only ATMs, which is useful if you know what you need.

What to expect at a Regions branch versus an ATM

A Regions branch can handle account opening, deposits, withdrawals, wire transfers, cashier's checks, loan applications, and account questions. You may need to wait in line, especially during lunch hours and Friday afternoons. Most branches have a greeter or appointment system; calling ahead can reduce wait time.

A Regions ATM accepts cash deposits, withdrawals, and balance inquiries. Most Regions ATMs also accept check deposits — you photograph the check with your phone or insert it into the machine, and the funds post within one business day. ATMs do not require an appointment and do not have hours; they work 24/7.

Finding cash outside Regions states

Regions Bank is not in all 50 states. If you travel or move to a state where Regions doesn't operate, you can still withdraw cash at ATMs in partner networks. Regions participates in the Allpoint network and the MoneyPass network, which means you can use thousands of ATMs outside the Regions footprint without a fee from Regions itself.

Check the Regions website or app for the partner network locator, or search "Allpoint ATM near me" or "MoneyPass ATM near me" directly. Be aware that the ATM operator (not Regions) may charge you a fee for using their machine if you're not their customer. That fee is typically $2 to $3 and appears on your receipt.

Confirming hours before you go

Branch hours vary by location. Most Regions branches open at 9 a.m. and close at 5 p.m. on weekdays, but some open earlier or close later. Saturday hours are usually 9 a.m. to 1 p.m., and branches are closed Sunday. Holiday hours are shorter or closed entirely.

The locator tool shows the specific hours for each branch. If you're planning a trip to deposit something or handle account business, check the hours in the app or website before you leave. If the branch is about to close, you can use the ATM instead for cash deposits or withdrawals.

What to bring to a branch

For most transactions, bring a photo ID and your debit card or account number. For opening a new account, bring a government-issued ID, proof of address (utility bill or lease), and your Social Security number. For wire transfers or cashier's checks, bring the recipient information and the amount you want to send.

If you're unsure what you need, call the branch ahead of time. The phone number appears in the locator results. A few minutes on the phone can save you a trip if you're missing a document.

Frequently Asked Questions

Can I deposit a check at a Regions ATM?

Yes. Most Regions ATMs accept check deposits. You can photograph the check with your phone or insert it into the machine. The funds typically post within one business day. The ATM receipt shows the deposit amount and expected posting date.

Do I have to pay a fee to use an ATM outside Regions states?

Regions does not charge you a fee for using ATMs in the Allpoint or MoneyPass partner networks. However, the ATM operator may charge their own fee, usually $2 to $3. That fee appears on your receipt and is charged by the ATM owner, not Regions.

What if the nearest branch is more than an hour away?

You can handle many transactions online through the Regions website or mobile app: transfers, bill pay, account changes, and balance inquiries. For deposits, use an ATM. For services that require a person (account opening, loans, wire transfers), you may need to call the branch to discuss options or ask about mail-in procedures.

Are Regions ATMs inside grocery stores or gas stations?

Some are. The locator tool shows all Regions ATMs, including those inside retail locations. When you search, the address and map show you exactly where the ATM is located, so you can see whether it's in a standalone branch, a grocery store, or a gas station.

Can I use the locator on a computer if I don't have the app?

Yes. The website locator at regions.com works on any computer or phone browser. You enter your address or ZIP code and get the same results as the app. The main difference is that the website doesn't update automatically as you move, so you'd need to search again if your location changes.