Yes, you can unlink your checking account from Regions Bank
You can remove a checking account from your Regions Bank profile at any time through online banking, the mobile app, or by calling the bank. The process is straightforward and takes a few minutes. Unlinking does not close the account itself — it only removes it from your Regions profile, so the account continues to exist at whatever bank holds it.
The reason you might unlink an account is usually practical: you no longer use it, you've moved banks, or you want to clean up accounts you're no longer monitoring. Regions keeps the account information on file for a short time in case you want to link it again, but you can request permanent removal if you prefer.
Key Takeaways
- Unlinking a checking account through Regions removes it from your profile but does not close the account at its original bank.
- You can unlink through Regions online banking, the mobile app, or by calling customer service at the number on the back of your card.
- The account remains active at its original bank after unlinking, so any automatic payments or direct deposits tied to it will continue.
- If you unlink by mistake, you can usually re-link the same account within a reasonable time without re-verifying it.
Unlinking through Regions online banking
Log into your Regions online banking account on a computer or the Regions mobile app. Go to the settings or account management section — this is usually labeled "Settings," "Preferences," or "Manage Accounts" depending on which version you're using.
Find the linked account you want to remove. Select it and look for an option that says "Remove," "Unlink," or "Delete Account." Regions will ask you to confirm the action. Once you confirm, the account is removed from your profile when ready.
Unlinking by phone with Regions customer service
Call the customer service number on the back of your Regions debit card or on your statement. Have your account number and the checking account you want to unlink ready when you call.
Tell the representative you want to unlink a checking account from your Regions profile. They will verify your identity, confirm which account you're removing, and process the unlink on the phone. This usually takes less than five minutes. Ask for a confirmation number so you have a record of the request.
What happens to the checking account after you unlink it
The checking account itself remains open and active at whatever bank holds it. If you linked a checking account from another bank — say, a Wells Fargo or Chase account — that account keeps working exactly as before. Your debit card for that account still works, and any automatic payments or direct deposits going to it will continue without interruption.
Unlinking only removes the account from your Regions profile. It does not affect the account's status anywhere else. If the account is at another bank, that bank has no idea you unlinked it from Regions.
Re-linking an account you unlinked by mistake
If you unlink an account and then change your mind, you can usually link it again through the same process you used to link it the first time. Go to "Link Account" or "Add Account" in your Regions online banking or app, enter the account details, and Regions will recognize it as an account you've linked before.
Regions may skip the verification step if you're re-linking within a short window — sometimes a few weeks, sometimes longer depending on the bank's system. If verification is required, you'll receive a small test deposit to confirm you own the account, just as you did the first time.
Removing an account permanently from Regions records
If you want Regions to delete the account information from their system entirely rather than just unlinking it, call customer service and ask for permanent removal. This is different from unlinking: it means Regions will not keep the account on file, so you cannot re-link it without going through the full verification process again.
Permanent removal takes longer — usually several business days — because Regions has to process the request through their records system. You'll receive confirmation when it's complete. This step is optional and most people do not need it; unlinking is usually enough.
What to do if you cannot unlink through the app or online
If the unlink option is not showing up in your online banking or app, the account may be in use for something Regions will not let you remove — for example, if it's set as your primary account for bill pay or if automatic payments are scheduled to it. In this case, you'll need to change those settings first before you can unlink.
Log into your account and check your bill pay setup and any recurring payments. Move them to a different account or cancel them, then try unlinking again. If you're still stuck, call customer service; they can see what's preventing the unlink and walk you through the steps to fix it.
Frequently Asked Questions
Does unlinking close my checking account?
No. Unlinking removes the account from your Regions profile only. The account stays open at whatever bank holds it. If it's a Regions account, it remains a Regions account. If it's at another bank, it stays there.
Will my direct deposits or automatic payments stop if I unlink?
No. Direct deposits and automatic payments tied to that account will continue working because they're set up with the bank that holds the account, not with Regions. Unlinking from Regions does not affect them.
Can I link the same account again after unlinking?
Yes. You can re-link the account through the same process. Regions usually remembers it and may skip verification if you do this quickly, though this depends on how long you wait and Regions' system rules.
What if I unlinked my only checking account from Regions?
You can still use your Regions debit card and access your Regions account. Unlinking a linked external account does not affect your Regions checking account itself. If you unlinked your Regions account by mistake, you cannot re-link it — it's your primary account and cannot be unlinked.
How long does it take to unlink an account?
Through the app or online banking, it's when ready — the account is removed from your profile right away. If you call customer service, it takes a few minutes during the call. Permanent removal from Regions records takes several business days.