Wells Fargo branches are closed on Memorial Day

Wells Fargo observes Memorial Day as a federal holiday, so all branch locations are closed on that day. If you need to visit a branch, you'll need to plan for the day before or the day after. However, you can still handle many transactions online or through their mobile app, and ATMs remain available 24/7.

Memorial Day falls on the last Monday of May each year. In 2024, that's May 27. In 2025, it's May 26. Check the Wells Fargo website or call your local branch ahead of time if you're unsure whether a specific date is a holiday closure.

Key Takeaways

  • All Wells Fargo branches close on Memorial Day, but ATMs and online banking remain available.
  • You can deposit checks, transfer money, and pay bills through the Wells Fargo mobile app or website without visiting a branch.
  • If you need to speak with someone, Wells Fargo customer service is available by phone on Memorial Day, though wait times may be longer.
  • Plan ahead if you need a cashier's check, wire transfer, or other service that requires a teller, since these cannot be done on the holiday.

What you can do on Memorial Day without a branch

The Wells Fargo mobile app and website let you handle most banking tasks from home. You can transfer money between your own accounts, pay bills, deposit checks using mobile check deposit, view your balance, and set up alerts. These services work the same way on Memorial Day as any other day.

ATMs are available around the clock, so you can withdraw cash or deposit cash and checks at any Wells Fargo ATM. If you need to deposit a large amount of cash, you can use an ATM envelope, though the deposit may not post until the next business day.

Services that require a branch visit

Some transactions can only happen at a branch with a teller. These include getting a cashier's check, ordering a wire transfer, opening a new account in person, getting a safe deposit box, or discussing a loan. If you need any of these services, you'll need to visit on a day when your branch is open.

If you're in a time crunch, you can call Wells Fargo customer service at 1-800-869-3557 on Memorial Day to ask whether your specific need can be handled by phone or online. Representatives are available, though hold times are often longer on holidays.

When Wells Fargo branches reopen after Memorial Day

Branches reopen the day after Memorial Day during their normal business hours. Most Wells Fargo branches are open Monday through Friday from 9 a.m. to 5 p.m., and Saturday hours vary by location. Some branches have extended hours or Sunday hours, so check your local branch's schedule on the Wells Fargo website or by calling ahead.

If you have a time-sensitive need, plan to handle it the day before the holiday or the day after. If you're unsure whether your branch has special hours around the holiday, call the branch directly rather than relying on the general schedule.

Other federal holidays when Wells Fargo closes

Wells Fargo closes branches on all federal holidays recognized by the U.S. government. These include New Year's Day, Martin Luther King Jr. Day, Presidents' Day, Independence Day, Labor Day, Thanksgiving, and Christmas. Some branches may also close on Good Friday, though this varies by location.

The bank's website has a full holiday schedule. You can also call your local branch to confirm whether it will be closed on a specific date, since some branches in certain areas may have different observances.

Planning ahead for holiday closures

If you know you'll need cash or a specific service around a holiday, take care of it a few days before. Withdraw extra cash from an ATM, schedule bill payments in advance through online banking, or visit the branch early in the week. This keeps you from being caught short if you forget about the closure.

Set a reminder on your phone or calendar for major holidays, especially if you have a regular banking routine. This is especially useful if you normally visit a branch on a specific day of the week and that day falls on a holiday.

Frequently Asked Questions

Can I use my Wells Fargo debit card on Memorial Day?

Yes. Your debit card works at any merchant, ATM, or online store on Memorial Day. The holiday only affects branch locations, not card services or online banking.

Will my check deposit go through if I use mobile deposit on Memorial Day?

The deposit will be submitted, but it may not post to your account until the next business day. Mobile deposits submitted on holidays are typically processed the following day.

Can I get a cashier's check on Memorial Day?

No. Cashier's checks require a teller and can only be obtained at a branch during business hours. Plan to get one the day before or after the holiday.

Is Wells Fargo customer service open on Memorial Day?

Yes, you can call 1-800-869-3557 on Memorial Day to reach customer service. Wait times are typically longer than usual on federal holidays.

What if I need to wire money on Memorial Day?

Wire transfers initiated through online banking or the app may be processed, but initiating a new wire transfer usually requires speaking with a teller. Call customer service to ask whether your wire can be handled by phone on the holiday.