Where to find your routing number in the US Bank mobile app

Open the US Bank app and sign in to your account. Tap the account you need the routing number for—checking, savings, or money market. Look for a menu icon (three horizontal lines) or an information icon (circle with an "i"). Select "Account Details" or "Account Information." Your routing number will appear on that screen, usually labeled as "Routing Number" or "ABA Number." The number is nine digits long.

If you don't see it when ready, scroll down on the account details page. Some versions of the app nest routing information under a "Transfer" or "Wire Instructions" section. Take a screenshot or write down the number—you'll need it for direct deposits, wire transfers, and setting up automatic payments.

Key Takeaways

  • Your routing number appears in the Account Details section of the US Bank app after you sign in and select a specific account.
  • The routing number is a nine-digit code that identifies US Bank to other financial institutions.
  • You may need to scroll or look under "Wire Instructions" if it doesn't show on the first account details screen.
  • Write down or screenshot your routing number when you find it, since you'll use it for direct deposits and transfers.

What a routing number does and why you need it

A routing number tells other banks and employers where to send money meant for your account. When you set up direct deposit for a paycheck, the employer uses your routing number and account number together to deposit funds into the right place. The same applies when you receive a wire transfer, an ACH payment, or a tax refund.

US Bank's routing number varies slightly depending on which state you opened your account in or which branch processes it. The app shows you the correct routing number for your specific account, which is why checking the app is more reliable than searching online or calling.

Alternative ways to find your routing number if the app isn't working

If you can't access the app or it's not loading, check a paper check from your US Bank account. The routing number is the first set of nine digits printed at the bottom left of the check. You can also log into your account on the US Bank website (usbank.com) and navigate to account details the same way you would in the app.

If you don't have a check and can't reach the website, call US Bank customer service at 1-800-872-2657. Have your account number and a form of ID ready. They can give you the routing number over the phone in a few minutes.

Routing number versus account number

Don't confuse your routing number with your account number—they serve different purposes. Your routing number identifies the bank (US Bank). Your account number identifies your specific account within that bank. Both are required for direct deposits, wire transfers, and most automatic payments. The app shows both numbers in the account details section, usually with clear labels.

When you give out your routing and account numbers for legitimate purposes like payroll or bill payments, you're not giving out sensitive information that can be used to withdraw money without your permission. However, don't share these numbers with anyone who contacts you unsolicited claiming to be from your bank.

What to do if the routing number in the app looks wrong

If the routing number seems incorrect or doesn't match one you've used before, don't assume the app is wrong. US Bank may have consolidated branches or changed processing centers, which can change the routing number associated with your account. The number shown in the app is the current, correct one for your account.

If you're trying to use a routing number you've used in the past and it's no longer working, the app's number is what you should use going forward. Contact the institution requesting the routing number (your employer, another bank, or a biller) and provide the updated number from the app. They can update their records.

Saving your routing number safely

Once you find your routing number, store it somewhere you can access it quickly. Write it down in a find location—a password manager, a locked document, or a physical notebook you keep safe. Don't email it to yourself or text it, since those messages can be intercepted or recovered later.

You may need your routing number multiple times: when you change jobs, open accounts at other banks, set up bill payments, or file taxes. Having it written down means you won't have to log into the app every time you need it.

Frequently Asked Questions

Is my routing number the same for all my US Bank accounts?

Not necessarily. If you have multiple accounts (checking, savings, money market), each one may have a different routing number depending on how the bank processes them. Check the app for each account separately to be sure you're using the right number.

Can someone steal money from my account if they have my routing number?

No. A routing number alone cannot be used to withdraw money. Someone would need both your routing number and your account number, and even then, they cannot straightforward take funds. They would need to set up a transfer or payment, which typically requires additional verification or authorization from you.

What if I'm setting up direct deposit and the routing number keeps getting rejected?

Double-check that you've entered all nine digits correctly and that there are no spaces or dashes. If it's still rejected, contact your employer's payroll department and ask them to verify the routing number with US Bank directly. It's also worth calling US Bank to confirm the number is correct for your account type.

Do I need my routing number to transfer money between my own US Bank accounts?

No. Transfers between your own US Bank accounts within the app don't require a routing number. You only need the routing number when sending money to accounts at other banks or when receiving money from outside sources.