Huntington Bank operates in 12 states across the Midwest and Mid-Atlantic regions

Huntington Bank has branches in Ohio, Michigan, Indiana, Kentucky, West Virginia, Pennsylvania, New York, Connecticut, New Jersey, Delaware, Maryland, and Washington, D.C. The bank is largest in Ohio, where it was founded, and has significant presence in Michigan and Indiana. If you are looking for a physical branch or want to know whether Huntington serves your area, the state you live in determines what's available to you.

The bank also offers online and mobile banking services to customers nationwide, so you don't have to live in one of these 12 states to open an account. However, if you want to visit a branch in person — to deposit cash, speak with a banker, or handle something that requires a physical location — you will need to be in one of the states where Huntington operates.

Key Takeaways

  • Huntington Bank has physical branches in Ohio, Michigan, Indiana, Kentucky, West Virginia, Pennsylvania, New York, Connecticut, New Jersey, Delaware, Maryland, and Washington, D.C.
  • The bank's largest footprint is in Ohio, Michigan, and Indiana, where you will find the most branches.
  • Online and mobile banking services are available to customers in all 50 states, even if you cannot visit a branch near you.
  • You can use Huntington's branch locator tool on their website to find the nearest location and its hours.

States with the most Huntington Bank branches

Ohio has the highest concentration of Huntington branches because the bank is headquartered in Columbus. Michigan and Indiana follow, with substantial branch networks in both states. If you live in one of these three states, you will have the easiest time finding a nearby location for in-person banking.

The bank has been expanding in the Mid-Atlantic region over the past decade, so Pennsylvania, New York, and New Jersey have growing branch counts. However, the number of branches in each state varies, and the bank periodically opens or closes locations based on customer demand and business decisions.

Smaller branch networks in other states

Huntington maintains branches in Kentucky, West Virginia, Connecticut, Delaware, Maryland, and Washington, D.C., but with fewer locations than in its core Midwest markets. If you live in one of these states, you may have one or more branches available, but you should check the branch locator to confirm there is a location near you.

The bank's presence in these states is real and functional, but if you need frequent in-person service, you may find fewer options than someone in Ohio or Michigan would have.

How to find a Huntington Bank branch near you

Huntington's website includes a branch locator tool where you can enter your address or zip code and see all nearby locations, their hours, and the services each branch offers. This is the fastest way to confirm whether a branch exists in your area and what times it is open.

You can also call Huntington's customer service line to ask about branches in your location. If you are considering opening an account and want to know whether in-person banking is available to you, using the branch locator before you start is the clearest path.

Online banking if no branch is near you

If you live outside the 12 states where Huntington has branches, you can still open a checking or savings account and use online banking, mobile apps, and ATMs. Many customers who live in states without Huntington branches choose the bank specifically for its digital services and never need to visit a physical location.

Huntington is part of the MoneyPass ATM network, which means you can withdraw cash at thousands of ATMs across the country without paying out-of-network fees. This makes it practical to bank with Huntington even if the nearest branch is far away.

What to do if Huntington is not in your state

If you want to open an account with a bank that has a branch in your state, you have many options. Community banks, regional banks, and national banks like Chase, Bank of America, and Wells Fargo have branches in all 50 states. Credit unions also operate nationwide and may have branches or shared branching networks in your area.

If you are interested in Huntington specifically but live outside its service area, you can still open an online account and use digital banking. Many people do this when they like a bank's products or reputation but do not need in-person service.

Frequently Asked Questions

Can I open a Huntington Bank account if I don't live in one of the 12 states?

Yes. You can open a checking or savings account online and use mobile banking, online banking, and ATMs even if you live outside Huntington's branch states. You will not be able to visit a physical branch, but many customers manage their accounts entirely through digital channels.

Does Huntington have branches in California, Texas, or Florida?

No. Huntington does not operate branches in California, Texas, Florida, or most other states outside the Midwest and Mid-Atlantic. If you live in one of these states and want in-person banking, you will need to choose a different bank or use Huntington's online services only.

Can I use Huntington ATMs outside the 12 states?

Yes. Huntington is part of the MoneyPass ATM network, which has machines across the country. You can withdraw cash without fees at MoneyPass ATMs even if you live far from a Huntington branch. Check the MoneyPass locator on Huntington's website to find nearby ATMs.

What if I move to a state where Huntington doesn't have branches?

You can keep your Huntington account and continue banking online and through ATMs. If you need in-person services, you can either open a second account with a local bank or switch to a bank that has branches in your new state.