Fifth Third Bank routing numbers depend on which state you bank in
Fifth Third Bank does not have a single routing number. The bank operates across multiple states, and each state or region has its own routing number. The one you need depends on where your account was opened and which Fifth Third branch or processing center handles your account.
The most common routing number for Fifth Third Bank is 042000013, which covers many accounts across the Midwest and Southeast. However, if your account was opened in a different state or region, your routing number may be different. Using the wrong routing number will not send your money to the wrong place — the payment will typically be rejected or delayed — but it wastes time.
The fastest way to find your correct routing number is to look at the bottom left corner of any check you have from that account. The first nine digits printed there are your routing number. If you do not have a check, you can call Fifth Third directly or log into your online banking account.
Key Takeaways
- Fifth Third Bank routing numbers vary by state and region, so the number for one account may not work for another.
- The routing number appears as the first nine digits on the bottom left of any check from your account.
- The most widely used Fifth Third routing number is 042000013, but yours may differ depending on where your account was opened.
- You can confirm your routing number by calling Fifth Third customer service or checking your online banking portal.
- Using an incorrect routing number will not send money to the wrong account, but it may cause the transaction to fail or delay.
Where to find your routing number on a check
The routing number is always printed at the bottom left of a Fifth Third check, before your account number. It is nine digits long and appears in a specific order: the routing number comes first, then your account number, then the check number at the far right.
If you are looking at a check and the numbers are hard to read, the routing number is the first set of nine digits in that sequence at the bottom. This number is the same on every check from that account, so you only need to look at one.
How to find your routing number without a check
Log into your Fifth Third online banking account and look for account details or account information. Most banks display the routing number alongside your account number in the account summary section. The exact location varies depending on whether you use the website or the mobile app, but it is usually under a heading like "Account Details" or "Account Information."
You can also call Fifth Third customer service at the number on the back of your debit card or on your monthly statement. Have your account number ready, and the representative will give you your routing number when ready. This is the fastest option if you need the number right away.
Routing numbers for different Fifth Third regions
Fifth Third operates in multiple states, and some regions have their own routing numbers. The table below shows the most common routing numbers by region, though your account may use a different one depending on when and where it was opened.
| Region | Routing Number |
|---|---|
| Ohio, Indiana, Kentucky, Michigan, Illinois | 042000013 |
| Florida | 063103515 |
| Georgia | 061000104 |
| Arizona | 122000247 |
| Other states | Check your check or account details |
These are the most commonly used routing numbers, but Fifth Third may have additional routing numbers for specific branches or account types. If the routing number on your check does not match the table, use the number on your check — that is the correct one for your account.
What happens if you use the wrong routing number
If you enter an incorrect routing number when setting up a wire transfer or automatic payment, the transaction will usually be rejected before it leaves your account. The bank that processes the payment will recognize that the routing number does not match any valid institution and send the request back.
In rare cases, a transaction with a wrong routing number may be delayed while the banking system tries to match it to the correct institution. This can add several days to the process. The money will not go to the wrong person — the routing number is part of the address that tells the payment system where to send the funds, and an invalid address causes the payment to fail.
Using your routing number for transfers and payments
You need your routing number whenever you set up a direct deposit, automatic bill payment, or wire transfer to or from your Fifth Third account. The routing number tells the other bank or employer where to send the money. Your account number tells them which account at Fifth Third should receive it.
When you set up direct deposit with an employer, you will provide both your routing number and account number. The same applies if you are transferring money from another bank into Fifth Third. Always double-check both numbers before confirming the transaction, because a mistake in either one can cause the payment to fail or be delayed.
Frequently Asked Questions
Do all Fifth Third accounts use the same routing number?
No. Fifth Third operates in multiple states, and accounts opened in different regions may have different routing numbers. The routing number on your check is the correct one for your account, regardless of which region it is in.
Can I use 042000013 for any Fifth Third account?
042000013 is the most common Fifth Third routing number and works for many accounts in the Midwest and Southeast. However, if your account was opened in Florida, Georgia, Arizona, or another state, your routing number may be different. Check your check or account details to be sure.
What if my check shows a different routing number than the one I found online?
Use the routing number on your check. That is the correct one for your account. Online resources may show the most common routing number, but your account may use a different one depending on where it was opened or which processing center handles it.
Is the routing number the same as the bank code?
The routing number and bank code are related but not identical. The routing number is a nine-digit code specific to a bank and region. The bank code is part of the routing number. When you need a routing number for a transaction, use the full nine-digit number from your check.
Can I change my routing number?
No. Your routing number is assigned to your account based on where it was opened and which processing center handles it. You cannot change it. If you need a different routing number, you would need to open a new account at a different Fifth Third location, which is not usually necessary.