Your Chime savings account number is on your debit card, in the Chime app, and in your welcome email
The easiest place to find your Chime savings account number is on the physical debit card Chime sent you. Look at the front of the card — the long number printed there is your account number. If you do not have the card in front of you, open the Chime mobile app, tap the account icon at the bottom right, and select your savings account. The account number appears under the account name. You can also check your welcome email from Chime, which contains your account number in the account details section.
You will need this number when you set up direct deposit, transfer money between banks, or give payment information to someone who needs it. Chime also assigns you a routing number, which is different from your account number — you often need both together.
Key Takeaways
- Your account number is printed on the front of your Chime debit card, below or near the card number itself.
- The Chime app shows your account number under your savings account name when you tap the account icon.
- Your welcome email from Chime contains your account number in the account details section.
- You need both your account number and routing number (55173) to set up direct deposit or transfer money from another bank.
- If you lose your card or cannot find the number, Chime customer service can provide it by phone or through the app.
Finding the number on your physical debit card
The account number on your Chime debit card is the 10-digit number printed on the front, separate from the 16-digit card number. The card number is the long sequence across the middle of the card. Below or to the side of that, you will see a shorter number — that is your account number. This is the number you use when you need to identify your savings account to another bank or financial institution.
If your card is damaged, lost, or you ordered a replacement, you can still find the account number in the app or email without waiting for the new card to arrive.
Locating it in the Chime mobile app
Open the Chime app on your phone and sign in with your username and password. Tap the account icon — usually a person or profile symbol — at the bottom right of the screen. You will see a list of your accounts. Tap on your savings account. The account number appears directly under the account name at the top of the screen, usually labeled "Account Number" or "Savings Account."
You can copy this number by tapping on it, which is useful if you need to paste it into a form or email it to someone. The app also shows your routing number on the same screen, which you may need at the same time.
Checking your welcome email
When you first opened your Chime account, you received a welcome email from Chime. This email contains your account details, including your account number and routing number. Search your email inbox for messages from Chime or look in your promotions or updates folder if the email did not land in your main inbox.
If you cannot find the welcome email, you can request Chime to resend it through the app. Go to Settings, select Account Information, and look for an option to view or resend your account details.
Understanding your account number versus your card number
Your Chime account number and your card number are two different things, and it is important not to mix them up. Your card number is the 16-digit number on the front of your debit card — this is what you use to make purchases online or over the phone. Your account number is the 10-digit number also on the card, and it identifies your savings account at Chime's bank partner.
When someone asks for your account number, they want the shorter 10-digit number, not the card number. When you are making a purchase, you use the card number. If you are setting up direct deposit or transferring money between banks, you need the account number and routing number.
What to do if you cannot locate your account number
If you have looked on your card, in the app, and in your email and still cannot find your account number, contact Chime customer service. You can reach them through the Chime app by tapping Help at the bottom of the screen, or by calling their phone number listed on the back of your debit card. Have your username, password, and a form of identification ready when you contact them.
Chime can provide your account number and routing number over the phone or through the app's messaging system. This usually takes a few minutes, and the representative will verify your identity before sharing the information.
Using your account number for direct deposit and transfers
Once you have your account number, you can use it to set up direct deposit from your employer. You will need to give your employer both your account number and Chime's routing number, which is 55173. Direct deposit usually takes one to two business days to set up, and your first deposit may arrive within one to two pay periods.
You can also use your account number to transfer money from another bank into your Chime savings account. Log into your other bank's website or app, select the option to transfer money, and enter Chime's routing number and your Chime account number. The transfer usually takes one to three business days, depending on the other bank.
Frequently Asked Questions
Is my account number the same as my card number?
No. Your card number is the 16-digit number on the front of your debit card and is used for purchases. Your account number is a 10-digit number also on the card and identifies your savings account. They are different numbers used for different purposes.
What is Chime's routing number?
Chime's routing number is 55173. You need this number along with your account number when you set up direct deposit or transfer money from another bank into your Chime account.
Can I find my account number without my debit card?
Yes. You can find it in the Chime app under your account details, in your welcome email, or by contacting Chime customer service. You do not need the physical card to locate this information.
Why do I need both my account number and routing number?
Your routing number tells the other bank which financial institution to send money to, and your account number tells them which specific account within Chime to deposit it into. Both are required to complete transfers and set up direct deposit.
What should I do if my account number is different from what I expected?
Account numbers vary in length and format depending on the bank. Chime's account numbers are 10 digits. If the number you see does not match this format, double-check that you are looking at the account number field and not another number on your card or in the app.