Chase teller pay starts around $28,000 to $32,000 per year, with variation based on location, experience, and branch type

Chase tellers in the United States typically earn between $28,000 and $35,000 annually, though this range shifts depending on where you work and what the branch handles. A teller in a high-cost city like New York or San Francisco will earn more than one in a smaller market. Branches that handle more complex transactions or higher volumes sometimes pay slightly more. The actual number on your offer letter depends on your starting experience, whether you have prior banking work, and what your local labor market supports.

Chase adjusts pay by region using cost-of-living data. A teller position in Manhattan carries a different salary band than the same role in rural Ohio. This is standard across major banks — they price positions against local rent, taxes, and wage competition rather than using a single national figure.

Key Takeaways

  • Chase teller salaries range from roughly $28,000 to $35,000 per year, with regional variation tied to cost of living and local job market conditions.
  • Experience matters: tellers with prior banking work or customer service background often start at the higher end of the range for their region.
  • Full-time tellers receive benefits including health insurance, 401(k) matching, and paid time off, which add significant value beyond base salary.
  • Pay increases happen through annual reviews and promotions to roles like head teller or personal banker, which typically pay $35,000 to $45,000.

How Chase structures teller compensation

Chase tellers are hourly employees, not salaried. The hourly rate typically falls between $14 and $17 per hour depending on location and experience, which translates to the annual figures above for full-time (40-hour) work. Some branches offer shift differentials — slightly higher pay for evening or weekend hours — though this varies by location and staffing needs.

Beyond the base hourly rate, Chase includes benefits in the total compensation package. Full-time tellers receive health insurance (medical, dental, vision), a 401(k) plan with company match, paid time off, and access to Chase's employee banking discounts. Part-time tellers may receive a subset of these benefits depending on hours worked. The benefits package often adds 20 to 30 percent to the stated hourly rate when you calculate total value.

What affects your starting pay at Chase

Chase uses a structured hiring process that places you into a pay band based on several factors. Prior banking or customer service experience moves you toward the higher end of the range for your region. A candidate with two years of teller work at another bank will start higher than someone with no banking background. Educational background and certifications (like a customer service certification) can also influence the offer.

Your negotiation position is limited but not zero. If you have relevant experience, you can ask the recruiter to place you at a higher step within the band for your location. If you have competing offers from other banks, mentioning that can sometimes move the needle. Chase's hiring managers have some flexibility within the established range, though they rarely go outside it.

How teller pay compares to other banks

Chase teller pay is competitive with other large national banks. Bank of America, Wells Fargo, and Citibank offer similar ranges — roughly $28,000 to $35,000 annually depending on location. Regional banks sometimes pay slightly less; credit unions sometimes pay slightly more, though this varies widely. The differences are usually small enough that location and benefits matter more than which institution you choose.

What separates banks is not usually the base teller salary but the benefits package and advancement path. Chase offers strong 401(k) matching and clear routes into roles like personal banker or branch operations specialist. Some smaller institutions offer less structured advancement but may have lower cost of living in their markets, which can offset lower nominal pay.

Advancement and pay growth from the teller role

Most tellers at Chase do not stay in the role for a full career — it is typically a two- to four-year position before moving into something else. The most common next step is head teller, which pays roughly $35,000 to $42,000 annually and involves supervising other tellers and handling more complex transactions. From there, you might move into personal banker (typically $40,000 to $55,000), branch operations specialist

Annual raises for tellers are usually modest — typically 2 to 3 percent per year if you receive a raise at all. The bigger pay jump comes from promotion. A teller who moves to head teller after three years might see a 15 to 25 percent increase. This is why many tellers view the role as a stepping stone rather than a destination.

What you actually take home

Your gross salary is not what hits your bank account. Federal income tax, Social Security, Medicare, and state income tax (if your state has it) reduce your paycheck. A teller earning $32,000 annually in a state with income tax might take home roughly $24,000 to $25,000 per year, or about $2,000 to $2,100 per month. This varies significantly by state — a teller in Florida or Texas (no state income tax) keeps more than one in California or New York.

Health insurance premiums, 401(k) contributions, and other deductions come out before taxes, which further reduces take-home pay. If you contribute to the 401(k), that amount is pre-tax, which lowers your taxable income but also your when ready paycheck. Understanding the difference between gross salary and net pay is important when you are budgeting or comparing offers.

Frequently Asked Questions

Do Chase tellers get paid commission or bonuses?

Chase tellers do not earn commission on individual transactions. Some branches offer team-based bonuses tied to branch performance metrics — for example, if the branch hits certain sales targets for credit cards or accounts opened. These bonuses are not may provide and vary by branch and quarter. They are typically small (a few hundred dollars per year) compared to base salary.

Does experience from other banks count toward higher pay at Chase?

Yes. If you have teller experience at another bank, Chase will place you higher in the pay band for your region than someone with no banking background. You will need to document this experience on your process and be prepared to discuss it during the interview. The amount of the increase depends on how much relevant experience you have and how recent it is.

Can you negotiate your starting salary as a Chase teller?

Chase uses structured pay bands by location, so there is limited room to negotiate. Your best leverage is prior experience or competing offers. If you have relevant banking background or another bank has offered you a position, mentioning this to the recruiter can sometimes move your offer within the band. Going outside the band is rare.

What is the difference between full-time and part-time teller pay at Chase?

Both full-time and part-time tellers earn the same hourly rate. The difference is in benefits may be able to access and hours may provide. Full-time tellers (typically 40 hours per week) receive full benefits. Part-time tellers may receive reduced benefits or none, depending on hours worked and local policy. Part-time tellers also have less schedule predictability.

How often do Chase tellers get raises?

Chase conducts annual performance reviews, and tellers who meet expectations typically receive a raise of 2 to 3 percent. Some years, raises may be smaller or not happen at all depending on company performance and economic conditions. The bigger pay increase comes from promotion to head teller or another role, which usually happens after two to four years in the teller position.