Chase bank account numbers have 10 digits
A Chase bank account number is always 10 digits long. You will find it on the bottom left of your checks, in your online banking portal, or by calling Chase customer service. The account number itself is just those 10 digits — nothing more, nothing less.
This 10-digit number is unique to your specific account. If you have multiple accounts with Chase (a checking account and a savings account, for example), each one has its own separate 10-digit number. The account number is what Chase uses internally to identify which account money should go into or come out of.
Key Takeaways
- Chase account numbers are always exactly 10 digits, never more or fewer.
- You can find your account number on the bottom left of your checks, in the Chase mobile app or website, or by calling Chase.
- Each of your Chase accounts has its own unique 10-digit number, even if you hold multiple accounts.
- When you give someone your account number for a wire transfer or direct deposit, you may also need to provide your routing number, which is different and identifies your specific Chase branch.
Where to find your Chase account number
The easiest place to look is the bottom left corner of any check you have. The account number appears after the routing number (which is 9 digits) and before the check number. If you do not have checks, you can find it in the Chase mobile app by opening your account and looking at the account details, or on the Chase website under your account information.
You can also call Chase customer service at the number on the back of your debit card or in your account statements. They will read your account number to you over the phone. If you are setting up direct deposit at work or arranging a wire transfer, your employer or the other bank will usually ask you for this number.
Why you need both an account number and a routing number
Your account number identifies which account at Chase you want to use. Your routing number identifies which Chase location processes that account. Chase's routing number is 9 digits and varies depending on which state your account was opened in or which branch you use. Together, the routing number and account number tell another bank exactly where to send your money.
When you set up direct deposit, make a wire transfer, or arrange an automatic payment, you will usually need to provide both numbers. Some forms ask for them separately; others ask for them together. If you are unsure which routing number to use, the Chase website has a routing number lookup tool, or you can call Chase and they will tell you the correct one for your account.
What the 10 digits represent
Chase does not publicly break down what each individual digit means in the account number. The number is straightforward a unique identifier that Chase's computer system uses to track your account. Unlike a Social Security number or a credit card number, the account number itself does not encode information about your account type, branch, or account holder.
The important thing to know is that all 10 digits matter. If you write down or type your account number and miss even one digit, the money may go to the wrong account or the transaction may be rejected. Always double-check that you have copied all 10 digits correctly before submitting any transfer or payment.
Account numbers on different types of Chase accounts
Whether you have a Chase checking account, savings account, money market account, or credit card, each one has its own account number. A checking account number and a savings account number are different, even though they are both held by the same person at the same bank. This is why you need to make sure you are giving the correct account number for the specific account you want to use.
Credit cards also have account numbers, but they are different from bank account numbers and are usually longer. If someone asks for your "Chase account number" in the context of banking (direct deposit, wire transfers, bill pay), they are asking for the 10-digit bank account number, not your credit card number.
Keeping your account number safe
Your account number is less sensitive than your full banking information (which would include your name, address, and routing number together), but you should still treat it as private. Do not share it in emails or texts unless you initiated the contact and you are certain you are communicating with Chase or a trusted organization.
If you believe someone has your account number and may try to use it fraudulently, contact Chase right away. They can monitor your account for suspicious activity and issue you a new account number if needed, though this is rare. For everyday transactions like direct deposit or bill pay, sharing your account number with your employer or utility company is normal and safe.
Frequently Asked Questions
Is my Chase account number the same as my debit card number?
No. Your debit card number is a 16-digit number printed on the front of your card. Your Chase bank account number is a separate 10-digit number. They are linked to the same account, but they are different numbers used for different purposes.
Can I change my Chase account number?
Chase does not allow you to change your account number yourself. If you need a new account number for security reasons, you would need to contact Chase directly and explain the situation. In most cases, they will work with you to resolve the issue without changing the number.
What if I give someone the wrong account number?
If the number you gave is not a valid Chase account number, the transaction will usually be rejected and the money will not go through. If the number is valid but belongs to a different account, the money could go to the wrong place. Always verify the account number before submitting any transfer.
Do I need my account number to log into Chase online banking?
No. You log into Chase online banking using your username and password, or through your fingerprint or face ID on the mobile app. Your account number is not used for login. Once you are logged in, you can see your account number in your account details.