Check BMO's website or call before you go

The fastest way to know if your BMO branch is open right now is to visit bmo.com, click "Locations," enter your address or ZIP code, and select your branch. The page shows today's hours and whether the branch is currently open. If you prefer to call, the main customer service line is 1-800-BMO-1234 (1-800-266-1234).

Most BMO branches are open Monday through Friday from 9 a.m. to 5 p.m., and Saturday from 9 a.m. to 1 p.m., but hours vary by location. Some branches in busy areas stay open later or open on Sunday. Holiday schedules also change — branches close on federal holidays like Thanksgiving, Christmas, and New Year's Day.

If you need to do banking outside branch hours, BMO offers 24/7 phone banking, online banking through your account, and ATM access at any time. Mobile deposits and bill pay work around the clock through the BMO mobile app.

Key Takeaways

  • The BMO website location finder shows your branch's hours today and whether it is currently open.
  • Most BMO branches operate Monday through Friday 9 a.m. to 5 p.m. and Saturday 9 a.m. to 1 p.m., but this varies by location.
  • You can reach customer service by phone at 1-800-266-1234 any time, even when branches are closed.
  • ATMs, online banking, and the mobile app work 24/7 for deposits, withdrawals, and transfers.
  • Federal holidays close all BMO branches, so check the website before visiting on holiday weekends.

Using the BMO location finder

Go to bmo.com and look for the "Locations" or "Find a Branch" link, usually near the top or bottom of the page. Enter your street address, city, or ZIP code. The map will show nearby branches with their full hours, phone numbers, and services offered at each location.

Each branch listing shows whether it is open now, what time it closes today, and the full weekly schedule. Some branches offer extended hours or Saturday service — the listing tells you which ones. If a branch is temporarily closed or has changed hours, that information appears on the location page.

What to do if your branch is closed

If your branch is closed and you need to handle something today, call 1-800-266-1234. BMO phone banking handles account questions, transfers between your accounts, bill payments, and some service requests. A representative can often solve your problem without you visiting a branch.

For deposits, use mobile deposit through the BMO app — photograph the front and back of your check and submit it. For cash deposits or withdrawals, find a BMO ATM using the ATM locator on bmo.com. If you need to speak with someone in person, note the branch's opening time tomorrow and plan to visit then.

Holiday and weekend hours

BMO branches close on New Year's Day, Memorial Day, Independence Day, Labor Day, Thanksgiving, and Christmas. Some branches may also close on Good Friday. The website location finder shows holiday hours, or you can call 1-800-266-1234 to confirm before a holiday weekend.

Saturday hours are usually 9 a.m. to 1 p.m., but not all branches are open on Saturday. The location finder tells you which branches near you offer Saturday service. Most branches do not open on Sunday, though you can always use ATMs and online banking.

Services available outside branch hours

Phone banking: Call 1-800-266-1234 any time to check balances, transfer money, pay bills, report fraud, or ask account questions. You will need your account number and PIN or online password.

Online banking: Log in at bmo.com or through the mobile app to view statements, transfer funds, pay bills, and set up alerts. You can do most routine tasks without calling or visiting.

Mobile deposit: The BMO mobile app lets you deposit checks by taking photos of the front and back. The deposit posts within one to two business days.

ATM access: Use any BMO ATM to withdraw cash, deposit checks, transfer money, or check your balance. ATMs work 24/7. The ATM locator on bmo.com shows machines near you.

Frequently Asked Questions

Can I do everything I need at an ATM instead of visiting a branch?

Most routine tasks — withdrawals, deposits, transfers, and balance checks — work at ATMs. If you need to open a new account, explore for a loan, discuss investment options, or resolve a complex problem, you will need to visit a branch or call phone banking to speak with a representative.

What if I need to visit a branch but do not know which one is closest?

Use the location finder at bmo.com and enter your address. It shows all nearby branches with hours and services. You can also call 1-800-266-1234 and ask a representative which branch is most convenient for what you need to do.

Are BMO hours the same at every branch?

No. While most branches follow a standard schedule, some locations have different hours based on customer traffic and staffing. Always check your specific branch on the website or call ahead, especially if you are traveling or visiting an unfamiliar area.

Can I deposit a check after the branch closes?

Yes. Use mobile deposit through the BMO app any time, or deposit at a BMO ATM if it accepts checks. Mobile deposits usually post within one to two business days. Check deposits at ATMs may take longer depending on the machine.

What happens if I try to visit during a holiday?

The branch will be closed. Check bmo.com before a holiday weekend to see when the branch reopens. For urgent banking needs on a holiday, use phone banking at 1-800-266-1234, the website, the mobile app, or an ATM.