Your account number is on your checks, your debit card, and in your online banking
Your Bank of America account number is a unique identifier for your specific checking or savings account. You can find it in several places without calling the bank or visiting a branch. The fastest way is to look at a check from your checkbook, log into your online banking, or look at your debit card.
Each of these sources shows your account number in a slightly different format, but they all refer to the same account. Knowing where to look saves you time when you need the number for direct deposit, wire transfers, or setting up automatic payments.
Key Takeaways
- Your account number appears on the bottom left of any check you write, printed between two colons.
- Bank of America's mobile app and website both display your account number under account details or account information.
- Your debit card does not show your full account number, but Bank of America customer service can confirm it by phone or in person.
- The account number is different from your routing number, which is also printed on checks and is needed for direct deposit and wire transfers.
Finding your account number on a check
The easiest place to find your account number is on a check from your checkbook. At the bottom of the check, you will see a series of numbers printed in a special magnetic ink. These numbers are arranged in groups separated by colons or special symbols.
The format looks like this: routing number : account number : check number. Your account number is the middle group of digits. It is typically 10 digits long for Bank of America, though the exact length can vary. If you do not have checks, move to the next method.
Viewing your account number online or in the mobile app
Log into your Bank of America account through the website or the mobile app. Once you are signed in, look for a section labeled "Accounts" or "Account Details." Click on the specific account you want information about.
Your account number will be displayed on the account summary page. Some versions of the app show it under a heading like "Account Information" or "Account Number." If you cannot find it in the obvious place, look for a menu option that says "View Account Details" or a small information icon next to your account name.
What your debit card shows and does not show
Your Bank of America debit card displays your card number on the front, but this is not the same as your account number. The card number is a separate identifier used only for card transactions. Your account number is not printed on the card itself for security reasons.
If you need to confirm your account number and cannot access checks or online banking, you can call Bank of America customer service at the number on the back of your debit card. Have your card and a form of identification ready. A representative can read your account number to you over the phone.
The difference between account number and routing number
Your account number and your routing number are two different things, and you will need both for some transactions. Your routing number identifies which Bank of America branch or processing center handles your account. Your account number identifies your specific account within the bank.
Both numbers appear on the bottom of your checks in this order: routing number first, then account number, then check number. When you set up direct deposit with an employer or receive a wire transfer, you will usually need to provide both numbers. The routing number for Bank of America varies slightly depending on your state, so always use the one printed on your checks rather than guessing.
Why you might need your account number
You will need your account number when setting up direct deposit for paychecks, arranging automatic bill payments, or receiving money through a wire transfer or ACH transfer. Some employers and service providers ask for it when you open an account with them. Banks and credit unions also ask for it when you want to transfer money between institutions.
Having your account number handy before you start these processes saves time and reduces the chance of entering it incorrectly. Write it down in a safe place, or take a photo of a check and store it securely on your phone.
What to do if you cannot find your account number
If you have lost your checks, cannot access online banking, and do not have your debit card, you can visit a Bank of America branch in person. Bring a form of government-issued identification, such as a driver's license or passport. A teller can look up your account and provide your account number.
You can also call Bank of America's customer service line at the number on your debit card, or find the phone number for your local branch on the Bank of America website. Have your name, address, and date of birth ready. The representative will verify your identity before sharing your account number.
Frequently Asked Questions
Is my account number the same as my card number?
No. Your card number is printed on the front of your debit card and is used only for card purchases. Your account number is a separate identifier for your bank account and is not shown on the card. You need your account number for transfers and direct deposit, not for card transactions.
Can I see my account number in the Bank of America app?
Yes. Open the app, sign in, and go to the account you want to check. Tap on "Account Details" or "Account Information." Your account number will be displayed there. If you cannot find it, try scrolling down or looking for a menu icon with three horizontal lines.
What if I give someone my account number by mistake?
Contact Bank of America right away. While your account number alone cannot be used to withdraw money without your permission, it is still safer to report it. A representative can monitor your account for unusual activity and discuss whether you need additional security steps.
Do I need my routing number and account number for direct deposit?
Yes, most employers ask for both. Your routing number tells the employer's bank which Bank of America location to send the money to. Your account number tells Bank of America which specific account within that location should receive the deposit. Both numbers appear on your checks.