Your routing number is a nine-digit code that tells other banks where to send money to your account
Bank of America uses different routing numbers depending on which state your account is held in and what type of account you have. The routing number appears on the bottom left of your checks, but if you do not have checks or need to verify the number, you can find it through your online account, by calling the bank, or by looking it up on Bank of America's official routing number list.
The routing number is not the same as your account number. Your account number identifies your specific account; the routing number identifies the Bank of America branch or processing center that holds it. When you set up a direct deposit, wire transfer, or automatic payment, you will need both numbers.
Key Takeaways
- Bank of America routing numbers vary by state, so you must know which state your account is registered in before you look it up.
- The fastest way to find your routing number is to look at the bottom left corner of a check, where it appears as the first nine-digit number.
- You can also find your routing number by logging into your Bank of America online account under account details or by calling customer service at 1-800-432-1000.
- Bank of America publishes a complete routing number list on its website organized by state, which you can search if you do not have a check available.
Check the bottom left of a Bank of America check
If you have a checkbook, the routing number is printed on the bottom left of every check. It is the first nine-digit number you see, followed by your account number and then the check number on the right.
The routing number will look like this: 021000021 (this is one of Bank of America's routing numbers for California accounts). Write it down exactly as it appears, including all nine digits. Do not confuse it with the account number, which comes after the routing number and is longer.
Log into your Bank of America online account
Open your Bank of America account on the website or mobile app and navigate to your account details. The routing number is usually listed under account information, sometimes labeled as "routing number" or "ABA number" (ABA stands for American Bankers Association, the organization that assigns routing numbers).
The exact location varies slightly between the website and the app. On the website, look under "Account Details" or "Account Summary." On the mobile app, tap the account you want, then look for a menu option that says "Details," "Info," or "More." If you cannot find it in the obvious places, use the search function within the app to search for "routing number."
Call Bank of America customer service
You can reach Bank of America customer service at 1-800-432-1000. Have your account number ready when you call. Tell the representative you need your routing number, and they will provide it over the phone. This method works if you do not have checks or online access.
Wait times vary depending on the time of day and day of the week. Calling early in the morning on a weekday usually means shorter hold times. The representative will also confirm which state your account is registered in, which is important because the routing number depends on that.
Use Bank of America's official routing number lookup
Bank of America publishes a routing number list on its website. Go to bankofamerica.com, search for "routing number," and you will find a page with a list organized by state. Find your state, and you will see the routing number or numbers associated with accounts held in that state.
Bank of America has multiple routing numbers because different processing centers handle accounts in different regions. If you see more than one number listed for your state, use the one that matches your account type (checking, savings, or money market) if the list specifies. If you are unsure which one applies to your account, call customer service or check your online account to confirm.
Routing numbers for common Bank of America locations
Bank of America routing numbers vary by state. Below are some of the most commonly used routing numbers, but this list is not complete. Your specific routing number depends on where your account is registered, not where you live or which branch you visit.
| State | Routing Number |
|---|---|
| California | 021000021 |
| Texas | 111000025 |
| Florida | 061000052 |
| New York | 021000021 |
| Illinois | 071000013 |
If your state is not listed here, check Bank of America's complete routing number list on its website or call customer service. The routing number you need is the one for the state where your account was opened, not necessarily the state where you currently live.
What to do if you cannot find your routing number
If you have tried all the methods above and still cannot locate your routing number, call Bank of America at 1-800-432-1000. Have your account number and a form of identification ready. The representative can pull up your account and provide the routing number when ready.
You can also visit a Bank of America branch in person and ask a teller for your routing number. Bring your debit card or a form of identification. This is useful if you prefer to handle banking in person or if you need the number right away and do not want to wait on the phone.
Frequently Asked Questions
Is the routing number the same for all Bank of America accounts?
No. Bank of America routing numbers vary by state. Your routing number depends on which state your account is registered in, not where you live or which branch you use. If you move to a different state, your routing number does not change unless you close your account and open a new one in the new state.
Can I use any Bank of America routing number, or does it have to be the exact one for my state?
You must use the routing number for the state where your account is registered. Using the wrong routing number can cause a transfer to fail or be delayed. If you are unsure which routing number is correct for your account, check your checks, your online account, or call customer service to confirm.
What is the difference between a routing number and an account number?
A routing number identifies the bank or processing center that holds your account. An account number identifies your specific account within that bank. Both are required for direct deposits, wire transfers, and automatic payments. The routing number is nine digits; the account number is longer and appears after the routing number on your checks.
Do I need my routing number for online transfers between my own Bank of America accounts?
No. Transfers between your own Bank of America accounts do not require a routing number. You only need the routing number when you are sending money to or receiving money from an account at a different bank, or when you are setting up direct deposit from an employer or government agency.
What if Bank of America changed my routing number?
Bank of America rarely changes routing numbers, but if it does, the bank will notify you. Check your account statements or log into your online account to see the current routing number. If you have set up automatic payments or direct deposits using an old routing number, contact the organization sending or receiving the money to update it.