Your account number is on your debit card, checks, and online banking

Your Bank of America account number is a 10-digit code that identifies your specific checking or savings account. You can find it in several places without calling the bank or visiting a branch. The fastest route is usually your debit card or a check from your checkbook — both print it clearly. If you don't have either, you can log into your Bank of America online account or mobile app and find it in seconds.

You'll need your account number when setting up direct deposit, arranging wire transfers, or giving payment details to a business. It's different from your routing number (which identifies Bank of America itself) and your card number (which is only for that specific debit or credit card). Knowing where to find it saves time when you're in a hurry.

Key Takeaways

  • Your 10-digit account number appears on the bottom left of your debit card, right after the routing number.
  • If you have checks, the account number is printed on the bottom of each check, between the routing number and the check number.
  • You can view your account number by logging into your Bank of America online account or opening the mobile app and navigating to account details.
  • Your account number is different from your card number and your routing number — each serves a different purpose.

Finding it on your debit card

Look at the bottom of your Bank of America debit card. You'll see a series of numbers printed there. Reading from left to right, the first nine digits are your routing number (always 026009593 for Bank of America), followed by your 10-digit account number. The account number comes before the final set of digits, which is your card number itself.

This is the quickest method if you have your card in your wallet right now. You don't need internet access or a password — just the physical card. Write the account number down or take a photo if you need it for a form or phone call.

Finding it on a check

If you have a checkbook, open it and look at the bottom of any check. You'll see three groups of numbers printed in magnetic ink. From left to right, they are: your routing number (026009593), your account number (10 digits), and your check number. Your account number is always the middle group.

Checks are useful because they're designed to be read by machines, so the numbers are always in the same place and straightforward to spot. Even if you rarely write checks, Bank of America usually sends a small starter set when you open an account, so you may have one in a drawer.

Finding it in your online account

Go to bankofamerica.com and sign in with your username and password. Once you're logged in, look for "Accounts" or "Account Summary" — the exact wording depends on which version of the website you're using. Click on the account you want information about (if you have more than one). Your account number will be displayed on that page, usually near the top or in a section labeled "Account Details."

The mobile app works the same way. Open the Bank of America app, sign in, and tap on the account you need. Your account number appears in the account information section. This method works anytime, anywhere, as long as you have your login credentials and an internet connection.

Finding it in the mobile app

Open the Bank of America mobile app and sign in. Tap on the account you want to view. At the top of the screen, you'll usually see the account name and a partial account number (often showing only the last four digits). Tap on that section or look for a menu option labeled "Account Details" or "Account Information" to see the full 10-digit number.

Some versions of the app let you copy the account number directly to your clipboard by tapping and holding on it. This is useful if you need to paste it into a form or email. If you can't find it in the obvious place, try tapping the three-line menu icon (hamburger menu) and looking under settings or account information.

What to do if you can't find it

If you don't have a debit card, checks, or online access, you can call Bank of America at 1-800-432-1000. Have your Social Security number and a form of identification ready. A representative can tell you your account number over the phone. This takes longer than the other methods, but it's reliable if nothing else is available to you.

You can also visit a Bank of America branch in person with a photo ID. A teller can print your account number for you or write it down. Branches are usually open Monday through Friday during business hours, and many are open on Saturday mornings. Check the Bank of America website to find the branch nearest you and confirm its hours before you go.

Why you need it and where you'll use it

Your account number is required for several common banking tasks. Employers need it to set up direct deposit of your paycheck. Utility companies, insurance companies, and other businesses ask for it when you want to pay by automatic bank transfer. If you're sending money to someone else's account or receiving a wire transfer, both you and the sender need account numbers.

You may also need it when you're setting up a new account at a different bank, transferring money between your own accounts, or proving you own the account for customer service purposes. It's safe to share your account number with legitimate businesses and employers — it's printed on checks that go through the mail, after all. However, never share your PIN, password, or the full details of your debit card with anyone.

The difference between account number, routing number, and card number

These three numbers all appear on your debit card or checks, but they do different jobs. Your routing number (026009593 for all Bank of America accounts) tells the banking system which bank to send money to. Your account number tells the bank which specific account within Bank of America. Your card number is unique to that one debit or credit card and is used for in-person purchases, online shopping, and ATM withdrawals.

When you're setting up direct deposit or a bill payment, you'll usually need both the routing number and the account number. When you're making a purchase with your card, you only need the card number. If someone asks you for "your bank account number," they mean the 10-digit account number, not the card number.

Frequently Asked Questions

Is my account number the same as my card number?

No. Your account number is 10 digits and identifies your actual bank account. Your card number is 16 digits and identifies only that specific debit or credit card. You can have multiple cards linked to the same account, so they'll all have different card numbers but the same account number.

Can I find my account number without logging in online?

Yes. Check your debit card or a check from your checkbook — both print your account number on them. If you don't have either, you can call Bank of America at 1-800-432-1000 or visit a branch with your ID.

What's the routing number for Bank of America?

Bank of America's routing number is 026009593 for all accounts. It's printed on the left side of the bottom of your checks and debit card, before your account number. You need this number for direct deposit and wire transfers.

Is it safe to give someone my account number?

Yes, it's safe to share your account number with employers, utility companies, and other legitimate businesses. Your account number is already printed on checks that go through the mail. Never share your PIN, password, or full debit card details, but the account number itself is not sensitive information.

Why do I need my account number if I have my card number?

Your card number works for purchases and ATM withdrawals, but it doesn't identify your actual bank account to other banks or employers. Direct deposit, bill payments, and wire transfers need your account number because they move money between accounts, not just use your card to spend.