Your account number is on your debit card, checks, and online banking
Your Bank of America account number is a 10-digit code that identifies your specific checking or savings account. You can find it in four places without calling the bank: on the front of your debit card, on any check you have from that account, in the Online Banking dashboard under Account Details, or on your monthly statement.
The fastest route is your debit card. Look at the long number embossed on the front—that is your card number, not your account number. Below it, usually in smaller print, is a shorter number: that is your account number. If you cannot read the print clearly, the same number appears on the back of your card near the signature strip.
If you do not have your card with you, open Bank of America Online Banking or the mobile app, sign in, and select the account you need. Click "Account Details" or the gear icon next to the account name. The account number displays when ready—you can copy it or take a screenshot.
Key Takeaways
- Your Bank of America account number is a 10-digit code printed on your debit card, checks, and statements.
- The debit card shows your account number in small print below the embossed card number on the front or back.
- Online Banking and the mobile app show your account number under Account Details without logging into a branch.
- Checks display your account number at the bottom left, after the routing number.
- You do not need to call customer service to find this information—it is visible on documents you already have.
Finding it on a check
If you have a checkbook, the account number is printed at the bottom of every check. Look at the numbers along the bottom edge. The first set of numbers (usually nine digits) is your routing number. The second set (10 digits) is your account number. The third set is the check number itself.
This layout is standard across all banks. The account number on a check is the same 10-digit number that appears on your debit card and in online banking. You can use a check from any year—the account number does not change unless you close the account and open a new one.
Locating it in Online Banking
Sign into Bank of America Online Banking at bankofamerica.com or open the mobile app. On the dashboard, you will see a list of your accounts—checking, savings, or both. Next to each account name, there is usually a small menu icon (three dots or a gear).
Click that icon and select "Account Details" or "View Account Information." The account number appears when ready on the screen, along with the routing number and other details. You can copy the number directly or screenshot it for your records. This method works on any device and takes about 30 seconds.
Reading your monthly statement
Your Bank of America statement—whether you receive it by mail or view it online—displays your account number near the top. Look for a line that says "Account Number" or "Acct #" followed by the 10-digit code. The statement also shows your routing number and the date range the statement covers.
Statements are useful if you need to verify the account number in writing. You can read a PDF of any recent statement from Online Banking under "Statements & Documents" and save it for your records. The account number on every statement is identical to the one on your card and in your account details.
What to do if you cannot find your card or access online banking
If your debit card is lost or damaged and you do not have online banking set up, you have two options. First, call Bank of America customer service at 1-800-432-1000. Have your Social Security number and a form of identification ready. A representative can confirm your identity and read your account number to you over the phone.
Second, visit a Bank of America branch in person with a government-issued ID. A teller can print your account number or write it down for you when ready. Branches are open Monday through Friday, and many locations have Saturday hours. You do not need an appointment.
Why you might need your account number
Your account number is required for setting up direct deposit, arranging wire transfers, or providing banking details to an employer or government agency. It is also needed when you call customer service and want to discuss a specific account. The account number is not sensitive information in the way a password is—it is printed on documents you handle regularly and is safe to write down or share with trusted parties who need it.
Keep in mind that your account number is specific to one account. If you have multiple checking or savings accounts with Bank of America, each one has its own 10-digit number. The routing number (which identifies Bank of America itself) is the same across all your accounts, but the account number changes for each account you hold.
Frequently Asked Questions
Is my account number the same as my card number?
No. Your card number is the 16 digits embossed on the front of your debit card. Your account number is a 10-digit code printed below it in smaller text. They are different numbers that identify different things—the card identifies the physical card itself, while the account number identifies your actual bank account.
Can I use my account number to make purchases online?
No. Online purchases require your full card number, expiration date, and CVV (the three-digit code on the back). Your account number alone cannot be used to charge purchases. However, you do need your account number for bank transfers, direct deposit setup, and wire transfers.
What if the number on my check does not match the number on my card?
This should not happen. Both should show the same 10-digit account number. If they differ, contact Bank of America when ready—it may indicate an error in your account setup or a problem with your check stock. A representative can verify which number is correct and reorder checks if needed.
Do I need my account number to log into online banking?
No. You log in with your username and password or online ID. Once you are logged in, your account number is visible in your account details. You do not need the account number to access your account—only to provide it to someone else or to set up transfers.