Your account number appears on multiple places, and the fastest route depends on what you have access to right now

Your Bank of America account number is a unique identifier tied to your specific account. It is not the same as your routing number, card number, or customer ID. You will need it to set up direct deposits, wire transfers, ACH payments, and to speak with customer service about your account. The number is typically 10 digits long, though some older accounts may differ slightly.

The fastest way to find it depends on what you have in front of you. If you have a checkbook, a recent statement, or access to your online account, you can find it in under a minute. If you do not have those, you can call Bank of America or visit a branch in person.

Key Takeaways

  • Your account number appears on the bottom left of your checks, between the routing number and the check number.
  • You can find your account number on any Bank of America statement, whether printed or downloaded from your online account.
  • If you have the Bank of America mobile app or online banking access, your account number is visible in the account details section.
  • You can call Bank of America at 1-800-432-1000 and speak to a representative who can confirm your account number after verifying your identity.

Check your checks or statements first

If you have a checkbook, open it and look at the bottom of any check. You will see three sets of numbers printed in magnetic ink. The first set (usually nine digits) is your routing number. The second set (usually 10 digits) is your account number. The third set is the check number itself. Write down the middle set.

If you do not have checks but have received a Bank of America statement in the mail or by email, your account number appears near the top of the document, usually labeled "Account Number" or "Account #". Printed statements show it on the right side of the header. Digital statements display it in the same location. You do not need to log in to view a statement you already have—just look at the PDF or paper copy.

Log into your online account or mobile app

If you have set up Bank of America online banking, log in at bankofamerica.com or open the mobile app. Once you are signed in, your account number is visible on the dashboard or home screen. It usually appears next to your account name and balance. Some versions of the app show it under "Account Details" or "Account Information"—tap on your account tile to expand it.

You do not need to navigate through menus or settings. The account number is displayed prominently so you can see it at a glance. If you have multiple accounts with Bank of America, each one will have its own account number, and you can switch between them to see the number for each.

Call Bank of America customer service

If you do not have access to checks, statements, or online banking, you can call Bank of America at 1-800-432-1000. A representative will ask you to verify your identity—typically by providing your Social Security number, date of birth, and answers to security questions based on your account history. This process usually takes five to ten minutes.

Once verified, the representative will read your account number to you. You can ask them to repeat it or spell it out to make sure you have it correct. They can also confirm which type of account it is (checking, savings, money market) and provide other account details if you need them. Have a pen and paper ready so you can write it down.

Visit a Bank of America branch in person

If you prefer to speak to someone face-to-face, you can walk into any Bank of America branch with a valid ID. A teller or customer service representative can look up your account and provide your account number. Bring a government-issued ID such as a driver's license or passport. If you have an account number you are unsure about, they can confirm whether it is correct.

Branch hours vary by location, but most are open Monday through Friday during business hours and some are open on Saturday mornings. You do not need an appointment. If you are unsure where your nearest branch is, you can search for locations on bankofamerica.com or call the main number above.

What to do if you cannot verify your identity

If you have forgotten your online banking password or do not remember the answers to your security questions, you can still call customer service. Tell the representative that you need to reset your access. They will walk you through a verification process that may include additional questions about your account history or recent transactions. This process takes longer than a standard call but allows you to regain access without visiting a branch.

If you have a joint account, either account holder can request the account number. If you are an authorized user but not the primary account holder, you may be asked additional questions to confirm your relationship to the account. If you are locked out of a joint account and cannot reach the primary holder, visiting a branch with your ID is usually the fastest option.

Frequently Asked Questions

Is my account number the same as my debit card number?

No. Your debit card number is printed on the front of your card and is 16 digits long. Your account number is 10 digits and appears on checks and statements. They are separate identifiers. Never give your debit card number when someone asks for your account number.

Can I find my account number on a Bank of America ATM receipt?

Some ATM receipts show the last four digits of your account number for reference, but not the full number. If you need the complete account number, use one of the other methods listed above. The receipt is useful for confirming which account you used, but not for obtaining the full number.

What if I have a savings account and a checking account—do they have different account numbers?

Yes. Each account you hold with Bank of America has its own unique account number. If you have both a checking and savings account, they will have different 10-digit numbers. You can see all your account numbers by logging into online banking or by calling customer service and asking them to list all your accounts.

Is it safe to share my account number?

Your account number alone cannot be used to withdraw money or make unauthorized transfers without additional information like your routing number and a valid authorization. However, you should only share it with trusted sources such as your employer for direct deposit, your bank, or a business you are paying intentionally. Never share it in response to an unsolicited call or email.