Your account number is on your debit card, checks, and online banking
Your Bank of America checking account number is a 10-digit code that identifies your specific account. You can find it in four places without calling the bank: on the front of your debit card, on any check you have, in the Online Banking portal under Account Details, or in the mobile app under Account Information.
The fastest route is your debit card. Look at the long number on the front—that is your card number, not your account number. Below it, usually in smaller print, is a shorter 10-digit number. That is your account number. If you do not have your card handy, a check works just as well.
If you need the number right now and have neither a card nor a check, you can log into Online Banking at bankofamerica.com, select your checking account, and the account number appears under Account Details. The mobile app shows it in the same place under Account Information.
Key Takeaways
- Your Bank of America checking account number is 10 digits and appears on your debit card below the card number, usually in smaller print.
- Checks display your account number in the bottom left corner, followed by your routing number and then your card number.
- Online Banking and the mobile app both show your account number under Account Details or Account Information without logging in to a separate page.
- You do not need to call the bank or visit a branch to find your account number if you have access to any of these four sources.
Reading your debit card correctly
Bank of America debit cards print three different numbers on the front, and it is straightforward to grab the wrong one. The longest number—usually 16 digits—is your card number. Below that is a shorter 10-digit number in smaller print. That 10-digit number is your account number.
The card number and account number are not the same. Your card number is tied to the physical card itself; if you order a replacement card, you get a new card number. Your account number stays the same for the life of the account, even if you get a new card. When you need to give someone your account number for direct deposit, wire transfers, or automatic payments, use the 10-digit number, not the 16-digit card number.
Finding it on a check
If you have a checkbook, the account number is printed at the bottom of every check. Look at the bottom left corner. You will see three groups of numbers separated by colons or special symbols. The first group is your routing number (9 digits), the second group is your account number (10 digits), and the third is the check number.
The order matters: routing number, then account number, then check number. If you are setting up direct deposit or a wire transfer and the form asks for your routing number and account number, use the first two groups from the bottom of your check. Do not use the check number.
Accessing it through Online Banking
Log into Online Banking at bankofamerica.com with your username and password. Once you are logged in, your checking account appears on the dashboard. Click on the account name or the account tile. The account number displays under Account Details or Account Information—the exact label depends on which version of the site you see, but it is always on the main account page.
You do not need to navigate to a separate page or menu. The account number is visible as soon as you select the account. If you are setting up a transfer or payment and the system asks for your account number, you can copy it directly from this page and paste it into the form.
Using the mobile app
Open the Bank of America mobile app and tap on your checking account from the main dashboard. The account number appears under Account Information at the top of the account details page. You can tap the number to copy it to your clipboard, which makes it straightforward to paste into forms or share with someone who needs it.
The mobile app is often faster than Online Banking if you are on your phone. The account number is visible without scrolling, and the copy function saves you from typing it out by hand.
When you cannot find it and need to call
If you do not have a debit card, checks, or access to Online Banking or the mobile app, you will need to call Bank of America customer service. Have your Social Security number and a form of identification ready. The phone number for checking account support is on the back of any Bank of America card, or you can search for "Bank of America customer service" to find the current number.
When you call, tell the representative you need your account number. They will verify your identity and read it to you over the phone. This route takes longer than looking it up yourself, but it is the only option if all four self-service methods are unavailable to you.
What to do with your account number once you have it
Your account number is what you give out for direct deposit, automatic bill payments, wire transfers, and when you need to receive money from someone else. It is not the same as your card number, PIN, or online banking password. Sharing your account number alone does not put your account at risk the way sharing your card number or PIN would.
That said, do not post your account number on social media or give it to anyone who calls you claiming to be from the bank. Bank of America will never ask for your account number over the phone—they already have it in their system. If someone calls asking for it, hang up and call the bank directly using the number on your card.
Frequently Asked Questions
Is my account number the same as my card number?
No. Your card number is 16 digits and is printed prominently on the front of your debit card. Your account number is 10 digits and appears below the card number in smaller print. Your card number changes if you order a new card; your account number does not.
Can I find my account number on a mobile check deposit?
Yes. When you photograph a check for mobile deposit, the account number is visible in the image at the bottom left of the check, between the routing number and the check number. You do not need to type it in—the app reads it automatically.
What if I have multiple checking accounts with Bank of America?
Each account has its own 10-digit account number. When you log into Online Banking or the mobile app, you will see all your accounts listed. Click on the specific account you need, and its account number will display under Account Details.
Do I need my account number to log into Online Banking?
No. You log in with your username and password. Your account number is something you look up after you are logged in, not something you use to log in.