Your account number appears in multiple places, and the fastest is usually your debit card or a recent statement
Your Bank of America account number is an 10-digit code that identifies your specific checking or savings account. You can find it on your debit card, on paper statements, in the Bank of America mobile app, online banking, or by calling customer service. The method you choose depends on whether you need it right now or can wait a few minutes for a phone call.
The account number is different from your routing number (which identifies the bank itself) and your card number (which is on the front of your debit or credit card). Knowing where to look saves you time when you need to set up direct deposit, wire money, or give your account details to an employer or creditor.
Key Takeaways
- Your 10-digit account number is printed on the bottom left of your debit card, after the routing number.
- Paper statements show your account number in the top right corner and on every check you write.
- The Bank of America app and online banking display your account number under account details or account information.
- If you do not have a card or statement, calling 1-800-432-1000 will connect you to a representative who can read it to you after verifying your identity.
- Your account number is safe to share with employers, payroll services, and trusted financial institutions for direct deposit or transfers.
Reading your debit card
The fastest way to find your account number is to look at the bottom of your Bank of America debit card. You will see a series of numbers printed in small type. The first set of numbers (usually nine digits) is your routing number. when ready after that, you will see your 10-digit account number.
The card number itself—the 16 digits printed prominently on the front—is not your account number. That is your debit card number, which is different. If you have multiple accounts with Bank of America, each one has its own account number, but they all share the same routing number.
Checking a paper statement
If you receive paper statements by mail, your account number is printed in the top right corner of the first page. It also appears on every check you write, printed at the bottom left in the same format as your debit card: routing number first, then account number.
Statements arrive monthly, so this method works only if you have a recent one on hand. If your statements are more than a few months old, the account number will still be correct—it does not change unless you close the account and open a new one.
Finding it in the Bank of America app or online
Log into the Bank of America mobile app or go to bankofamerica.com and sign in with your username and password. Once you are logged in, select the account you want information about. Look for a section labeled "Account Details," "Account Information," or "Account Summary." Your 10-digit account number will be displayed there.
In the app, you can usually find this by tapping the account name at the top of the screen, then scrolling down to see the account number. Online, it is often in a dropdown menu or a details section next to your account balance. You can take a screenshot or write it down from this screen.
Calling Bank of America customer service
If you do not have a card, statement, or access to online banking, call Bank of America at 1-800-432-1000. A representative will ask you to verify your identity by providing your Social Security number, date of birth, and answers to security questions. After verification, they will read your account number to you.
Wait times vary depending on the time of day and day of the week. Calling during business hours on a weekday (Monday through Friday, 8 a.m. to 9 p.m. Eastern time) usually means shorter waits than evenings or weekends. You can also visit a Bank of America branch in person and ask a teller to provide your account number.
What to do if you cannot remember your login
If you have forgotten your online banking password, you can reset it before logging in. On the Bank of America website, click "Forgot Username or Password?" and follow the prompts. You will be asked to verify your identity using your Social Security number and other information. Once you reset your password, you can log in and find your account number in your account details.
If you have also forgotten your username, the same reset process will help you recover it. Bank of America will send a verification code to your email or phone number on file. If you cannot access either of those, calling 1-800-432-1000 is your next step.
Keeping your account number safe
Your account number is safe to share with your employer for direct deposit, with the Social Security Administration, with your mortgage lender, or with any organization you trust to receive payments from your account. These are standard requests and do not put your account at risk.
Do not share your account number in response to unsolicited emails, texts, or phone calls, even if the message appears to come from Bank of America. Bank of America will never ask you to confirm your account number via email or text. If you receive such a request, it is likely a scam. Hang up or delete the message and call Bank of America directly at the number on your statement or card.
Frequently Asked Questions
Is my account number the same as my card number?
No. Your card number is the 16 digits on the front of your debit or credit card. Your account number is a 10-digit code printed on the bottom of your card, after your routing number. They are separate identifiers for different purposes.
Can I find my account number on a check?
Yes. The bottom left of every check shows three sets of numbers: your routing number, your account number, and your check number. Your account number is the middle set and is 10 digits long.
What if I have multiple Bank of America accounts?
Each account has its own 10-digit account number. All your accounts share the same routing number (which identifies Bank of America), but the account number changes for each checking or savings account you hold. Your debit card, statements, and online banking will show the account number for the specific account you are viewing.
Is it safe to give my account number to my employer?
Yes. Employers need your account number and routing number to set up direct deposit of your paycheck. This is a standard, safe request. You can find both numbers on the bottom of your debit card or on a paper statement.
What should I do if I think someone has my account number?
Call Bank of America at 1-800-432-1000 right away. A representative can review your recent transactions and help you monitor your account for unauthorized activity. If you see charges you did not make, report them when ready. Bank of America has fraud protection, but reporting quickly protects you and helps the bank investigate.