Your account number is printed on your checks and visible in online banking

Your Bank of America account number is a unique identifier for your specific account. It appears in several places: on the bottom left of your checks (after the routing number), in the Bank of America mobile app under account details, on your monthly statement, and in your online banking dashboard. The number is typically 10 digits long, though the exact format depends on your account type.

You will need your account number when setting up direct deposit, arranging wire transfers, paying bills through third-party services, or providing banking information to employers or creditors. Bank of America does not require you to call or visit a branch to find it — you can locate it yourself in under a minute using any of the methods below.

Key Takeaways

  • Your account number appears on the bottom of your checks, in the mobile app, and on your monthly statement without requiring a phone call or branch visit.
  • The number is 10 digits and sits between the routing number (9 digits) and the check number on a check.
  • Online banking shows your account number in the account details or summary section, visible when ready after you log in.
  • If you do not have checks or online access, you can visit a Bank of America branch with a photo ID to have a representative provide it.

Finding your account number on a check

If you have a checkbook, the fastest way to locate your account number is to look at the bottom of any check. You will see three sets of numbers printed in a special magnetic ink format. Reading from left to right, the first nine digits are your routing number (specific to your Bank of America branch location), the middle 10 digits are your account number, and the final digits on the right are the individual check number.

The account number is always in the middle position. Write it down or take a photo for your records. This method works whether you have a personal checking account, a business account, or a money market account — the format remains the same.

Locating it in Bank of America online banking

Log into your Bank of America account at bankofamerica.com using your username and password. Once you are logged in, your account number appears on the main dashboard or account summary page. Look for a section labeled "Account Details," "Account Information," or straightforward the account name (such as "Checking" or "Savings"). The 10-digit number is displayed there without any additional steps required.

If you have multiple accounts with Bank of America, each one has its own account number. Click on the specific account you need to view its unique number. This method works on both desktop and mobile browsers, though the mobile app (described below) often displays the number more prominently.

Using the Bank of America mobile app

Open the Bank of America mobile app and log in with your credentials. Tap on the account you need — the app shows all your accounts on the main screen. Your account number appears when ready below or next to the account name and current balance. On most versions of the app, you can tap the account to expand additional details, where the full 10-digit number is visible.

The mobile app is often the quickest method because the account number is displayed without scrolling or navigating through menus. You can also take a screenshot for future reference, though Bank of America recommends not storing sensitive information in screenshots on a shared device.

Checking your monthly statement

Your Bank of America statement — whether printed or viewed online — displays your account number at the top of the first page. Look for a section labeled "Account Number" or "Your Account." The number appears in the same 10-digit format as on your checks and in online banking.

Statements are sent monthly, so this method works if you have a recent statement on hand but do not have when ready access to checks or online banking. You can also request a duplicate statement from Bank of America if you have lost the original.

What to do if you cannot find it online

If you do not have checks, cannot access online banking, or the methods above do not work, visit a Bank of America branch in person. Bring a photo ID (driver's license, passport, or state ID). A representative will verify your identity and provide your account number. This process takes a few minutes and requires no appointment.

You can also call Bank of America customer service at the number on the back of your debit card, though you will need to verify your identity through security questions before they provide the number. The branch visit is often faster if you are nearby.

Understanding the difference between account number and routing number

Your routing number and account number are two separate pieces of information. The routing number (9 digits) identifies which Bank of America location or processing center handles your account. The account number (10 digits) identifies your specific account within that location. Both are required for wire transfers, direct deposit setup, and ACH payments.

On a check, the routing number always comes first (on the left), followed by the account number in the middle. When a form asks for "routing and account number," provide both. Confusing them will cause the transaction to fail or be sent to the wrong account.

Frequently Asked Questions

Is my account number the same as my card number?

No. Your debit or credit card number is different from your account number. The card number is printed on the front of the card and is used for purchases and withdrawals. Your account number is used for bank transfers, direct deposit, and bill payments. You can find your account number using the methods above; the card number is only on the physical card itself.

Can I change my account number?

Bank of America does not allow you to change your account number. The number is tied to your account and remains the same for the life of the account. If you close the account and open a new one, you will receive a new account number. If you are concerned about security, contact Bank of America directly rather than attempting to change the number yourself.

Do I need my account number to log into online banking?

No. You log into Bank of America online banking using your username and password, not your account number. Once you are logged in, your account number is visible on the dashboard. You only need the account number when conducting transactions that require it, such as setting up a wire transfer or providing it to an employer.

What if I see multiple numbers on my check?

Checks display three separate numbers at the bottom: the routing number (left, 9 digits), the account number (middle, 10 digits), and the check number (right, varies). Make sure you are using the middle set of 10 digits when you need your account number. The routing number is shorter and the check number is usually shorter as well.