Check your bank's website or app for today's hours

Your bank publishes its hours on its own website and mobile app before it publishes them anywhere else. Log in or visit the homepage, look for "branch locator" or "hours," enter your zip code or the branch you use, and you will see today's hours in seconds. This is faster and more accurate than calling, because the information updates automatically when the bank changes its schedule.

If you use a large national bank—Chase, Bank of America, Wells Fargo, Citibank—the app shows hours for every branch in your area, plus which services are available at each location. Some branches offer limited hours on certain days or have drive-through-only service on weekends. The app will tell you which. For smaller or local banks, the website method works the same way. If you cannot find hours on the site, call the branch directly rather than the main customer service line—the branch staff know their own schedule.

Find post office hours on USPS.com or the Informed Delivery app

The United States Postal Service publishes hours for every post office on USPS.com. Go to the site, click "find locations," enter your address or zip code, and select the post office nearest you. The listing shows today's hours, tomorrow's hours, and the full weekly schedule.

You can also use the USPS Informed Delivery app, which shows your local post office hours on the main screen. If you have a package being delivered, the app tells you the delivery window and the post office's hours on that day. Post offices close on federal holidays—New Year's Day, Martin Luther King Jr. Day, Presidents' Day, Memorial Day, Juneteenth, Independence Day, Labor Day, Columbus Day, Veterans Day, Thanksgiving, and Christmas. Some post offices also close on additional local holidays. The USPS website marks these closures in advance.

Federal holidays close both banks and post offices

Banks and post offices follow the same federal holiday schedule. When one is closed, the other is closed. The closures are: New Year's Day (January 1), Martin Luther King Jr. Day (third Monday in January), Presidents' Day (third Monday in February), Memorial Day (last Monday in May), Juneteenth (June 19), Independence Day (July 4), Labor Day (first Monday in September), Columbus Day (second Monday in October), Veterans Day (November 11), Thanksgiving (fourth Thursday in November), and Christmas (December 25).

When a federal holiday falls on a Saturday, banks and post offices typically close on Friday instead. When it falls on a Sunday, they close on Monday. Some banks may have different policies, so check your bank's holiday schedule on its website to be certain. You can also call your branch directly if you are unsure whether it will be open on a specific date.

Use ATMs and online services when branches are closed

Most banks offer ATM access 24 hours a day, even when the branch is closed. You can withdraw cash, deposit checks (if the ATM has a deposit slot), and check your balance without speaking to anyone. Some banks also let you transfer money between accounts or pay bills through the ATM. If your bank offers mobile check deposit through its app, you can photograph the front and back of a check and submit it anytime—the bank processes it the next business day.

For post office services when the office is closed, your options are limited. USPS does not offer after-hours service at post offices. However, you can buy stamps online at USPS.com and print them at home, or buy them from many grocery stores, pharmacies, and convenience stores. You can also schedule a free package pickup online if you need to mail something and the post office is closed—a mail carrier will collect it from your home or business on the next business day.

What happens if you need banking or mailing services on a holiday

If you need to deposit money or access your account on a holiday, use your bank's ATM or mobile app. ATMs work around the clock, and most banking apps let you transfer funds, check balances, and pay bills without visiting a branch. Mobile check deposit is available through most bank apps and works on holidays.

If you need to mail something on a holiday, you cannot drop it at a closed post office. Instead, schedule a free pickup at USPS.com before the holiday, and a mail carrier will collect your package on the next business day. You can also take packages to some UPS stores or FedEx locations if you need to ship before the post office reopens. Stamps can be purchased online or at retail locations like grocery stores and pharmacies.

Key Takeaways

  • Your bank's website or app shows today's hours for your specific branch in seconds—this is faster and more reliable than calling.
  • USPS.com and the Informed Delivery app both display post office hours for any location you search.
  • Banks and post offices close on the same federal holidays: New Year's Day, MLK Day, Presidents' Day, Memorial Day, Juneteenth, Independence Day, Labor Day, Columbus Day, Veterans Day, Thanksgiving, and Christmas.
  • ATMs work 24 hours even when your bank branch is closed, and you can buy stamps online or at retail stores when the post office is closed.
  • You can schedule a free package pickup online at USPS.com if you need to mail something on a day the post office is closed.

Frequently Asked Questions

What time do most banks close on weekdays?

Most bank branches close between 4 p.m. and 6 p.m. on weekdays, though some stay open until 7 p.m. or later. Saturday hours are usually 9 a.m. to 1 p.m. or 9 a.m. to 3 p.m. Many banks do not open on Sunday. Check your specific branch's hours on the bank's website, because times vary by location.

What time do post offices usually close?

Most post offices close at 5 p.m. on weekdays and between noon and 3 p.m. on Saturday. Many post offices are closed on Sunday. Hours vary significantly by location, so check USPS.com for your nearest office rather than assuming a standard time.

Can I deposit a check if the bank is closed?

If your bank offers mobile check deposit through its app, you can photograph and deposit a check anytime, day or night. The bank processes it the next business day. If your bank does not have this feature, you can deposit checks at an ATM if it has a deposit slot, though not all ATMs accept deposits.

Can I mail a package if the post office is closed?

You cannot drop a package at a closed post office. However, you can schedule a free pickup online at USPS.com, and a mail carrier will collect the package from your home or business on the next business day. You can also take packages to some UPS stores or FedEx locations if you need to ship before the post office reopens.

Do all banks close on the same federal holidays as post offices?

Most banks close on the same federal holidays as post offices, but some banks may have different policies. Check your bank's holiday schedule on its website or call your branch directly to confirm whether it will be open on a specific holiday.